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SERVICES PROVIDED BY SPIRIT TITLE &
ESCROW, INC.
Closings and
Refinances:
Spirit Title &
Escrow, Inc. is a full service title agency. Therefore, we are
the closing agent for purchases and refinances for both residential
and commercial properties. We will hold escrow (see below) and
be your title company for single-family, condominium and
co-operatives as well as apartment buildings and other commercial
properties.
Reverse Mortgage Closings:
We have experience in closing
reverse mortgages; give us a call today.
Short-sale
Closings:
While Spirit Title &
Escrow, Inc. cannot and will not negotiate a short-sale, we are
ready to assist realtors and attorneys submit the offers to the lien
holder. We have standards in place to make sure that paperwork
will not have to be done over and to be your partner every step of
the way. It's like having a second pair of eyes.
Once we receive a
request for a preliminary closing statement we not only prepare the
statement, we also run a preliminary title search. By running
this search, everyone can be well informed if there are additional
liens or clouds on title that may delay the approval process or even
prevent the closing from happening thereby saving time and resources
that could be better utilized elsewhere.
There is never an
upfront fee for this service and there will be no charge should the
closing not take place.
Owner's &
Encumbrance Report:
Also known as an
"O&E", we can prepare a detailed report on any property in Florida
within 48 hours, but usually under 24 depending on the county.
The O&E report includes all recorded liens, vesting of title, real
estate taxes and judgments recorded in the Public Records of the
county where the property is located. This report also
includes a name search for all persons listed in the vesting.
The cost is $125.00 and includes copies of all related documents
found.
What this does not
include are any code enforcement or permits with any municipality
that have not been recorded in the Public Records. Those items
can be searched for an additional fee but the time period can be up
to 7 business days.
Courtesy
Closings:
Your client may own
property in another state but they live or work in Broward County.
Let us sign your purchase, sale or refinance documents to assure
that everything will be signed accurately the first time. We
are conveniently located to Weston, Pembroke Pines, Miramar,
Hollywood, Dania, Fort Lauderdale, Cooper City and Plantation.
We will even go to your client if need be (an additional fee may
apply). Please call us for our rate.
Mail-away
Closings:
If your client owns
property in Broward or Miami-Dade County and lives elsewhere, don't
worry. We are experienced at mail-away closings at no
additional charge. If your client or lender feels more
comfortable closing at a title agency where they live, we can
arrange that too. However, there will be an additional cost
(whatever the actual fee the other agency charges for a courtesy
closing) which will be passed on to the client).
Deposit Escrow:
Spirit Title &
Escrow, Inc. will hold deposits for purchase and sale contracts at
no additional charge. We do not hold escrow that is not in
conjunction with a purchase.
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